no tax returns or personal income needed

qualify with rental income

SFR, condo or residential units

best for: investors with low net taxable income

 

12 month bank statement deposits as income

use business or personal bank statements

combine with salary or other traditional income sources

best for: self employed borrowers who need more income than tax returns show

turn assets into qualifying income

divide eligible assets by as few as 60 months

combine with other income types

Avoid capital gains by leveraging assets instead of selling

Best for: borrowers with significant assets who need to augment other income sources to qualify

no social security number required

ITIN=individual taxpayer identification number

Finance US properties without US income

best for: foreign nationals investing in US properties