--- title: Exception Lending Mortgage Insights | RIA, CFP, Wealth Management, Financial Planning description: RIA, CFP, Wealth Management, Financial Planning | Mortgage related news, tips, and useful information for about purchase loans, conventional loans, jumbo loans, NonQM loans and private money + bridge loans. --- [Skip to content](https://exceptionlending.com/en/blog/tag/ria-cfp-wealth-management-financial-planning#main-content) ![exception lending logo](https://exceptionlending.com/hs-fs/hubfs/ELlogo.color.2024.10.14.250x1000.png?width=500&height=125&name=ELlogo.color.2024.10.14.250x1000.png) - [Blog](https://exceptionlending.com/en/blog) Open main navigation Close main navigation - [Blog](https://exceptionlending.com/en/blog) - [ Apply Now ](https://9daed25c73794db78b622e6e1902ced4.preapprovemeapp.com/Portal/5763/300825/Landing) [ Apply Now ](https://9daed25c73794db78b622e6e1902ced4.preapprovemeapp.com/Portal/5763/300825/Landing) [![customcolor_logo_transparent_background(trimmed)](https://exceptionlending.com/hs-fs/hubfs/Logos/customcolor_logo_transparent_background(trimmed).jpg?width=300&height=63&name=customcolor_logo_transparent_background(trimmed).jpg "customcolor_logo_transparent_background(trimmed)")](https://exceptionlending.com) - [Blog](https://exceptionlending.com/en/blog) [ Apply Now ](https://smart1003.preapprovemeapp.com?CompanyID=5763&OfficerID=300825ortal/5763/300825/Landing) --- # Use Mortgage Financing to Build Long-Term Wealth Learn how to buy, renovate, rent, and refinance using a wide array of mortgage strategies. Whether you're a homebuyer, investor, Realtor, Financial Advisor or somewhere in between, we'll share our 15 years of experience, real stories, questions and insights to help you succeed. [RIA, CFP, Wealth Management, Financial Planning](https://exceptionlending.com/en/blog/tag/ria-cfp-wealth-management-financial-planning) ### [I'm getting divorced! How do I choose a mortgage lender to help me complete a spousal buyout refinance or purchase?](https://exceptionlending.com/en/blog/how-do-i-choose-a-lender-who-specializes-in-working-with-divorce-attorneys-and-their-clients) [![](https://exceptionlending.com/hubfs/AI-Generated%20Media/Images/outside%20view%20of%20a%20large%20suburban%20home%20with%20a%20white%20picket%20fence%20outside%20georgian%20or%20Federal%20style%20with%20large%20windows%20white%20exterior%20with%20black%20trim%20and%20large%20trees%20in%20the%20foreground-Jul-23-2025-07-58-50-1246-PM.jpeg) ](https://exceptionlending.com/en/blog/would-you-rather-die-than-sell-your-home) [RIA, CFP, Wealth Management, Financial Planning](https://exceptionlending.com/en/blog/tag/ria-cfp-wealth-management-financial-planning) ### [Would you rather DIE than sell your home?](https://exceptionlending.com/en/blog/would-you-rather-die-than-sell-your-home) [![luxury living room with large windows](https://exceptionlending.com/hubfs/AI-Generated%20Media/Images/comfortable%20pottery%20barn%20style%20interior%20of%20a%20living%20room%20with%20a%20fireplace%20lots%20of%20light%20colored%20couches%20coastal%20themed%20art%20and%20large%20windows%20with%20a%20view%20of%20vineyards%20and%20other%20lush%20greenery%20and%20mature%20trees.jpeg) ](https://exceptionlending.com/en/blog/residential-bridge-loans-buy-your-next-home-before-selling-your-current-home) [RIA, CFP, Wealth Management, Financial Planning](https://exceptionlending.com/en/blog/tag/ria-cfp-wealth-management-financial-planning) ### [Residential Bridge Loans: Buy Your Next Home Before Selling Your Current Home](https://exceptionlending.com/en/blog/residential-bridge-loans-buy-your-next-home-before-selling-your-current-home) [![luxury ocean view home](https://exceptionlending.com/hubfs/AI-Generated%20Media/Images/luxury%20large%20multistory%20modern%20home%20with%20a%20pool%20in%20the%20backyard%20and%20an%20ocean%20view%20with%20lush%20landscaping%20surrounding%20the%20home-1.jpeg) ](https://exceptionlending.com/en/blog/cash-purchase-strategies) [RIA, CFP, Wealth Management, Financial Planning](https://exceptionlending.com/en/blog/tag/ria-cfp-wealth-management-financial-planning) ### [Cash Purchase Pros and Cons: Tax and Financial Planning Strategies](https://exceptionlending.com/en/blog/cash-purchase-strategies) [![screen with stock market data](https://exceptionlending.com/hubfs/AI-Generated%20Media/Images/A%20professional%20office%20environment%20features%20a%20sleek%20modern%20desk%20cluttered%20with%20financial%20documents%20a%20laptop%20displaying%20stock%20market%20graphs%20and%20a%20smartphone%20with%20notification%20alerts%20about%20market%20fluctuations%20On%20the%20wall%20a%20large%20screen%20shows%20a%20live%20feed-1.jpeg) ](https://exceptionlending.com/en/blog/maintain-aum-partner-mortgage-broker) [RIA, CFP, Wealth Management, Financial Planning](https://exceptionlending.com/en/blog/tag/ria-cfp-wealth-management-financial-planning) ### [Financial Advisors: If you are paid as a percentage of AUM, stock market dips can mean a BIG pay cut.](https://exceptionlending.com/en/blog/maintain-aum-partner-mortgage-broker) [![luxury home on a hilltop in golden hour](https://exceptionlending.com/hubfs/AI-Generated%20Media/Images/The%20image%20depicts%20a%20luxurious%20singlefamily%20residence%20nestled%20in%20the%20scenic%20Marin%20County%20California%20The%20house%20boasts%20a%20contemporary%20design%20with%20large%20glass%20windows%20reflecting%20the%20surrounding%20lush%20greenery%20The%20home%20is%20perched%20on%20a%20hill%20overlooking%20the-3.jpeg) ](https://exceptionlending.com/en/blog/tech-founder-asset-depletion) [RIA, CFP, Wealth Management, Financial Planning](https://exceptionlending.com/en/blog/tag/ria-cfp-wealth-management-financial-planning) ### [Just funded: $2.2M cash out refinance for tech founder](https://exceptionlending.com/en/blog/tech-founder-asset-depletion) --- ## Ready to take the next step? Explore your options or start the process today— no pressure, just smart strategy. [ Learn More ](https://exceptionlending.com/contact-exception-lending) [ Start An Application ](https://9daed25c73794db78b622e6e1902ced4.preapprovemeapp.com/Portal/5763/300825/Landing) ![exception lending logo transparent](https://exceptionlending.com/hs-fs/hubfs/customcolor_logo_transparent_background-1.png?width=425&height=255&name=customcolor_logo_transparent_background-1.png "exception lending logo transparent") ![1](https://exceptionlending.com/hs-fs/hubfs/1.png?width=400&height=400&name=1.png "1") ![equal housing image](https://exceptionlending.com/hs-fs/hubfs/2.png?width=400&height=400&name=2.png "equal housing image") ![queer lgbt business symbol](https://exceptionlending.com/hs-fs/hubfs/3.png?width=400&height=400&name=3.png "queer lgbt business symbol") #### Location #### Links #### Social 140 Keller Street #225 (by appointment only) Petaluma, CA 94952 415-948-5390 text/phone - [Blog](https://exceptionlending.com/en/blog) linkedin-in icon ## Licensing Disclosure | Entity | NMLS | CA DRE | | --- | --- | --- | | Individual | 340022 | 01715957 | | Exception Lending (Company) | 1823592 | 02086239 | | Bayview Residential | 329189 | 01498198 | | Pacific Private Money | 945582 | 01897444 | -