--- title: Exception Lending Mortgage Insights | Private Money and Hard Money description: Private Money and Hard Money | Mortgage related news, tips, and useful information for about purchase loans, conventional loans, jumbo loans, NonQM loans and private money + bridge loans. --- [Skip to content](https://exceptionlending.com/en/blog/tag/private-money-and-hard-money#main-content) ![exception lending logo](https://exceptionlending.com/hs-fs/hubfs/ELlogo.color.2024.10.14.250x1000.png?width=500&height=125&name=ELlogo.color.2024.10.14.250x1000.png) - [Blog](https://exceptionlending.com/en/blog) Open main navigation Close main navigation - [Blog](https://exceptionlending.com/en/blog) - [ Apply Now ](https://9daed25c73794db78b622e6e1902ced4.preapprovemeapp.com/Portal/5763/300825/Landing) [ Apply Now ](https://9daed25c73794db78b622e6e1902ced4.preapprovemeapp.com/Portal/5763/300825/Landing) [![customcolor_logo_transparent_background(trimmed)](https://exceptionlending.com/hs-fs/hubfs/Logos/customcolor_logo_transparent_background(trimmed).jpg?width=300&height=63&name=customcolor_logo_transparent_background(trimmed).jpg "customcolor_logo_transparent_background(trimmed)")](https://exceptionlending.com) - [Blog](https://exceptionlending.com/en/blog) [ Apply Now ](https://smart1003.preapprovemeapp.com?CompanyID=5763&OfficerID=300825ortal/5763/300825/Landing) --- # Use Mortgage Financing to Build Long-Term Wealth Learn how to buy, renovate, rent, and refinance using a wide array of mortgage strategies. Whether you're a homebuyer, investor, Realtor, Financial Advisor or somewhere in between, we'll share our 15 years of experience, real stories, questions and insights to help you succeed. [RIA, CFP, Wealth Management, Financial Planning](https://exceptionlending.com/en/blog/tag/ria-cfp-wealth-management-financial-planning) ### [I'm getting divorced! How do I choose a mortgage lender to help me complete a spousal buyout refinance or purchase?](https://exceptionlending.com/en/blog/how-do-i-choose-a-lender-who-specializes-in-working-with-divorce-attorneys-and-their-clients) [![](https://exceptionlending.com/hubfs/AI-Generated%20Media/Images/outside%20view%20of%20a%20large%20suburban%20home%20with%20a%20white%20picket%20fence%20outside%20georgian%20or%20Federal%20style%20with%20large%20windows%20white%20exterior%20with%20black%20trim%20and%20large%20trees%20in%20the%20foreground-Jul-23-2025-07-58-50-1246-PM.jpeg) ](https://exceptionlending.com/en/blog/would-you-rather-die-than-sell-your-home) [RIA, CFP, Wealth Management, Financial Planning](https://exceptionlending.com/en/blog/tag/ria-cfp-wealth-management-financial-planning) ### [Would you rather DIE than sell your home?](https://exceptionlending.com/en/blog/would-you-rather-die-than-sell-your-home) [![luxury living room with large windows](https://exceptionlending.com/hubfs/AI-Generated%20Media/Images/comfortable%20pottery%20barn%20style%20interior%20of%20a%20living%20room%20with%20a%20fireplace%20lots%20of%20light%20colored%20couches%20coastal%20themed%20art%20and%20large%20windows%20with%20a%20view%20of%20vineyards%20and%20other%20lush%20greenery%20and%20mature%20trees.jpeg) ](https://exceptionlending.com/en/blog/residential-bridge-loans-buy-your-next-home-before-selling-your-current-home) [RIA, CFP, Wealth Management, Financial Planning](https://exceptionlending.com/en/blog/tag/ria-cfp-wealth-management-financial-planning) ### [Residential Bridge Loans: Buy Your Next Home Before Selling Your Current Home](https://exceptionlending.com/en/blog/residential-bridge-loans-buy-your-next-home-before-selling-your-current-home) [![luxury ocean view home](https://exceptionlending.com/hubfs/AI-Generated%20Media/Images/luxury%20large%20multistory%20modern%20home%20with%20a%20pool%20in%20the%20backyard%20and%20an%20ocean%20view%20with%20lush%20landscaping%20surrounding%20the%20home-1.jpeg) ](https://exceptionlending.com/en/blog/cash-purchase-strategies) [RIA, CFP, Wealth Management, Financial Planning](https://exceptionlending.com/en/blog/tag/ria-cfp-wealth-management-financial-planning) ### [Cash Purchase Pros and Cons: Tax and Financial Planning Strategies](https://exceptionlending.com/en/blog/cash-purchase-strategies) [![craftman house at dusk](https://exceptionlending.com/hubfs/AI-Generated%20Media/Images/Exterior%20shot%20of%20a%20modest%201%20story%20authentic%20craftsman%20style%20house%20in%20Oakland%20or%20Berkeley%20California%20House%20is%20painted%20in%20earthtones%20with%20contrasting%20body%20and%20trim%20paint%20and%20native%20california%20landscaping%20outside%20the%20front%20of%20the%20home%20Picture%20is%20taken%20a.jpeg) ](https://exceptionlending.com/en/blog/just-funded-avoid-tax-lien-foreclosure) [Primary Residence](https://exceptionlending.com/en/blog/tag/primary-residence) ### [Just funded: $125,000 cash out refinance to cure defaulted property taxes, consolidate credit card debt, and avoid foreclosure](https://exceptionlending.com/en/blog/just-funded-avoid-tax-lien-foreclosure) --- ## Ready to take the next step? 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